The impact of decisions is only as accurate and relevant as the information it is based on.“Contemporary Information Architecture and the Future of decision-making" presents this challenge today and highlights the requirements going into the future.< ...more...

Architecture is primarily viewed as a core competency and strategic function of the modern enterprise. Can it be outsourced? How would it work? What are the benefits and pitfalls?

Key Terms : Enterprise, Architecture, Technology, Business, Appl ...more...

Architecture becomes crucial in an era where complexity increases exponentially. “The value of architecture when implementing complex technologies” presents practical realities of modern day architecture's role in the ever changing business environme ...more...

With the proliferation of the competitive environment and complexity, business architecture becomes even more important, but needs to perform under immense pressures. “Business architecture and the Drive to be Competitive" highlights the pressures of ...more...

This document answers key questions to retail payment strategy submitted by Nedbank. It provides an overview of the current payments landscape; contemporary key issues in the retail payment space;a highlight of some case studies of best offerings in retai ...more...

The challenging economic setting and the significant shortage of skills resources in the local market context is shaping the future of architecture in the modern organization. These realities place a renewed focus on practitioners in architecting for sust ...more...

The challenging economic setting and the significant shortage of skills resources in the local market context is shaping the future of architecture in the modern organization. These realities place a renewed focus on practitioners in architecting for sust ...more...

An organisation’s primary goal is profit maximisation. To enable this, it should provide the market with a product/ service that satisfies a buyer’s want or needs.
There are numerous approaches in achieving this, all of which utilise a blend of mark ...more...

A good strategy needs to define the parameters within which to operate whilst achieving the objectives of the organisation. Tactical decisions need to be made as and when the “unknown” begins to challenge the success of the strategy.

So, if str ...more...

Supporting strategic and business planning:
The Enterprise Risk Management framework supports an organisation’s strategy and business plans by assessing risks that may affect the achievement of objectives outlined in the strategy or business plan. < ...more...

Risk management is an integral part of sound organisational management. If an organisation is to accomplish its goals, it is important that it is aware of the events that may prevent it from achieving them. Events can either be risks or opportunities. Eve ...more...

This paper is concerned with the business strategy in managing payment innovations. Particularly, the study looks at the smart card - electronic cash (e-cash) innovation in the financial service industry. The smart card e-cash has yet to overcome obstacle ...more...

Some retail payment systems can be modelled as two-sided markets, where a payment system facilitates money exchanges between consumers on one side and merchants on the other. The system sets rules and standards, to ensure usage and acceptance of its payme ...more...

Vision 2010 is the product of inter-organisational brainstorming, debate and consultation between the South African Reserve Bank, the banking industry and other relevant stakeholders. As new and complex challenges are facing the national payment system st ...more...

Retail banks are finding their profit margins in payments increasingly squeezed. Commoditization, competitive pressure, a changing regulatory environment (particularly within the EU), changing dynamics in channel usage and global initiatives to fight frau ...more...